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Start Shopping for insurance as soon as you are satisfied with your home inspection.  You need to be aware that it is now very difficult to find insurance for a home with fuses as opposed to circuit breakers.  Insurance companies desiring to insure non-owner occupied properties are becoming increasingly difficult to find.  Also worth noting, if you buy a rental property with 10% down it is more difficult to find a lender willing to do the transaction.  If you do, be prepared to jump though some hoops.


WAYS TO LOWER YOUR INSURANCE

RAISE YOUR DEDUCTIBLE:
You can generally save up to 12% if you raise your deductible from $250. to $500.00. Raise it up to $2500. for savings up to 30%.

QUIT SMOKING:
Smoking is the leading cause for residential fires in the U.S. Often there may be a non-smokers discount.

USE THE SAME COMPANY FOR HOME AND AUTO:
This should result in savings of 5 to 15% off your premium.

BEEF UP HOME SECURITY:
Some companies will give you 5-10% off for a monitored security system.

DEAL WITH PROVEN PROFESSIONALS
Farmers Insurance, Terry Pagels. 262-901-0130
American Family Insurance, Lamar Dismuke. 414-527-1925
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Terapak Realty & Mgmt., Inc.
1693 N. Humboldt Ave.
Milwaukee, WI 53202


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